J.R. has helped us with four loans in the past nine years, and none of them were "simple and easy" situations:
A rental property-to-primary residence conversion with two partners being bought-out, and all of our income was 1099
A "condo and cash" for a single-family home purchase/swap where J.R. and Realinterest handled both sides of the transaction, and all of our income was 1099.
A refinance loan on the home 3 years later when property values were just beginning to decline and all of our income was 1099.
Another refinance on the home in 2012 when banking/lending rules had changed drastically, property values were down and our household income was significantly lower than the peak a few years earlier the refi we just secured was very important for us to keep our home. But it was also the most difficult, and J.R. never stopped fighting for us until we secured our loan.
Reducing our interest rate will save us about $500 each month, and that will make a huge impact on our family's finances. We would not be in the home we're in today without your help, JR. Your work really does impact people's lives.
We highly recommend that you give J.R. and Realinterest the opportunity to help you as well.