About Us

At Circadian Mortgage Brokers, we want to meet your real estate financing needs.

With a relationship-based approach to business, Circadian Mortgage Brokers focuses on client satisfaction rather than transactions. At Circadian Mortgage Brokers, seasoned mortgage consultants provide an uncommonly high level of service with a scope of thinking that encompasses more than the immediate transaction.

We focus on long-term relationships and factor in clients’ lifestyle projections and financial goals to offer lending solutions that serve both present and future needs.

Our interest in helping clients navigate real estate financing started back in 1993. After working for bigger banks, it became apparent that our ability to best serve clients was limited. From offering more loan products to providing better pricing, JR McDonald realized that being a broker enabled him to serve his clients in a greater capacity.

Motivated by the desire to improve the lending experience for others, JR assisted in forming Realinterest.

JR was with Realinterest Mortgage Brokers from 2005 to 2021.

In 2022, he formed Circadian Mortgage Brokers and continues to keep a timely real interest at heart: you.

JR McDonald has provided exceptional customer service & expertise in the real estate lending industry since 1993. As the founder of Circadian Mortgage Brokers, he continues to offer custom quotes with the most competitive interest rates.

What you can expect from JR is accessibility, education, competitive rates, & timely communication that will enhance your experience throughout the loan process.